Preparing for Unexpected Events
While you can’t stop unexpected events from happening, insurance can help you prepare for them.
If there's one thing in life that's certain, it's that plans can and will change. Unexpected expenses and events may be inevitable, but they don't have to derail your financial goals. With a little planning, you can be better prepared for life's ups and downs.
Start by exploring the questions and guide below. Then take the recommended steps – if you haven't already.
How much should I save for emergencies?
To help you figure out how much you should have in your emergency fund, think about your family's ongoing needs and expenses.
Your guide to choosing life insurance
Discover which type of life insurance is best for your family and learn an easy way to calculate how much you need.
Is life insurance through work enough?
Employers usually offer coverage that is designed to accommodate all employees — and life insurance is definitely not “one size fits all.”
Are you covered in the event of a disability?
About 1 in 4 workers will experience a disability lasting longer than 90 days during their working years. Do you have the protection you need?
What should I prepare for now that I'm retired?
We can help you with the right strategy, so you can avoid dipping into your retirement savings to pay for unexpected expenses.
How can I prepare for medical or long-term care?
Before you can address these costs, it's important to understand what Medicare and other insurance may cover.
Choosing a long-term care solution
Once you've identified your long-term care costs, the next step is to understand what options you have to manage them.