Insurance and annuities

If you have long-term needs and the cash to pay the annual premiums, permanent life insurance may be right for you. It provides a death benefit and has a cash value that you may be able to borrow against.

Term life insurance can be an affordable insurance option, particularly for younger families. It provides a specified cash payout in the event of the insured's death during the predefined period covered by the policy.

One of your most valuable assets is your ability to earn income. That's why it's so important to protect this capability if you suddenly aren't able to work due to a disabling illness or injury. Even if your current employer provides this coverage, it may be a good idea to supplement it.

It’s important to help protect your loved ones from financial, physical and emotional burdens if you should require long-term care. If you're concerned about the rising costs of long-term care and the potential financial impact on you and your family, you may want to consider long-term care insurance.

Annuities can help before and after your retire. Whatever your financial and life goals, we can help with tax-deferred savings for your retirement or income generation.